Find a Credit Union Near You (By State and Region)
Looking for a credit union near you? This page is your starting point. Nationwide Credit Unions helps you quickly move from the broad search term “credit union near me” to real, member-focused institutions in your state, city, or region. Use the regional lists below to browse by state and discover credit unions that offer local service, competitive rates, and community-driven banking.
Whether you are opening your first account, refinancing a car, or exploring digital banking options, knowing which credit unions serve your area is the first step toward better banking.
Interactive Map: Credit Union Locations Near You
Use the map below as a starting point to see credit unions in your broader region. Then, use our state-by-state directory to narrow your search to the credit unions that actually serve where you live and work.
Browse Credit Unions Near You by Region and State
Use the lists below to find credit unions in your part of the country. Start with your region, then click your state to see more details about local credit unions, membership options, and services.
Northeast
Explore trusted credit unions in the Northeastern United States. These institutions serve major metro areas and small communities, offering checking, savings, loans, and digital banking tailored to local members.
- Connecticut
- Delaware
- Maine
- Maryland
- Massachusetts
- New Hampshire
- New Jersey
- New Mexico
- New York
- Pennsylvania
- Rhode Island
- Vermont
- Virginia
Midwest
Discover reputable credit unions in the Midwest United States. From large regional credit unions to smaller community institutions, you will find member-owned options focused on fair rates and practical financial tools.
- Illinois
- Indiana
- Iowa
- Kansas
- Michigan
- Minnesota
- Missouri
- Nebraska
- North Dakota
- Ohio
- South Dakota
- Wisconsin
South
Experience the community focus of Southern credit unions. Many of these institutions started by serving teachers, public employees, military members, and local employers, and now provide a full suite of modern banking services.
- Alabama
- Arkansas
- Florida
- Georgia
- Kentucky
- Louisiana
- Mississippi
- North Carolina
- Oklahoma
- South Carolina
- Tennessee
- Texas
- West Virginia
West
Explore Western credit unions, where strong regional brands and community-focused cooperatives offer in-branch service along with robust online and mobile banking tools.
What Is a Credit Union and How Are They Different from Banks?
A credit union is a not-for-profit financial cooperative owned by its members. Instead of answering to outside shareholders, credit unions return value to members through lower fees, competitive loan rates, and practical financial services. They offer many of the same products as banks, including checking and savings accounts, credit cards, auto loans, mortgages, and digital banking.
In the United States, federal credit unions are regulated and insured by the National Credit Union Administration (NCUA), which provides similar protections to the FDIC for banks. You can learn more about how credit unions work at MyCreditUnion.gov.
Key Benefits of Joining a Credit Union Near You
- Lower fees and better rates. Many credit unions charge fewer monthly fees and offer competitive loan and savings rates compared to large banks.
- Member-first service. Because members are also owners, service is focused on long-term relationships and practical solutions, not just short-term profit.
- Local and community-based. Credit unions are often built around a city, region, employer, or profession, so they understand local needs and challenges.
- Modern digital tools. Most credit unions now offer online and mobile banking, mobile deposit, account alerts, and card controls alongside in-branch service.
- Financial education and support. Many credit unions provide budgeting help, credit counseling, and resources to improve long-term financial health.
How to Choose the Right Credit Union Near You
- Confirm membership eligibility. Some credit unions serve specific employers, schools, professions, or regions, while others have broader membership fields.
- Compare everyday fees and rates. Review checking account fees, ATM access, overdraft policies, and typical loan and credit card rates.
- Check branch and ATM access. Look at local branches plus shared branching and surcharge-free ATM networks you can use while traveling.
- Review digital banking features. Make sure the credit union offers the mobile app, online banking features, and alerts you expect.
- Look at member reviews and reputation. Member feedback, community involvement, and service awards can help you spot well-run institutions.
Conclusion
Searching for a “credit union near me” is a great first step toward more member-focused banking. Use the regional and state links on this page to narrow your search, compare a few local credit unions, and choose the institution that best fits your everyday financial life. The right credit union can give you fair rates, modern tools, and a long-term partner that is invested in your community and your financial goals.