Family Security Credit Union

Family Security Credit Union: Nurturing Financial Stability and Community Growth

In an era when financial institutions come in all shapes and sizes, the Family Security Credit Union (FSCU) stands out as a beacon of community-oriented banking. Founded with a commitment to provide financial stability and growth opportunities to its members, FSCU has consistently upheld its mission. This article delves into the remarkable journey of Family Security Credit Union, exploring its history, dedication to members, community engagement, and promotion of financial literacy.

A Brief History

Family Security Credit Union, headquartered in Decatur, Alabama, traces its roots back to 1953 when it was initially established as a credit union for employees of the Tennessee Valley Authority (TVA). Over the years, FSCU expanded its membership eligibility to include a wide range of organizations and individuals within its community. Despite its growth, FSCU has remained steadfast in its dedication to its original mission: to offer comprehensive financial services and support to its members.

Membership Benefits

One of the distinctive features of Family Security Credit Union is its unwavering commitment to its members. Credit unions like FSCU are not-for-profit institutions, and this fundamental difference means their primary focus is on serving the financial needs and interests of their members rather than maximizing profits for shareholders.

Members of FSCU enjoy numerous benefits, including:

  1. Competitive Rates: FSCU offers competitive interest rates on savings accounts, certificates of deposit, and loans, ensuring members receive favorable returns on their investments and pay less for borrowing.
  2. Personalized Service: FSCU takes pride in providing personalized, member-centric service. Members are not just account holders; they are individuals with unique financial needs and aspirations, and FSCU’s staff is dedicated to helping them achieve their goals.
  3. Low Fees: The credit union maintains low fees, making it easier for members to manage their finances without the burden of excessive charges.
  4. Convenient Access: With a network of branches, ATMs, online banking, and a mobile app, FSCU ensures members have convenient access to their accounts and financial services.
  5. Financial Education: FSCU recognizes the importance of financial literacy and offers a wealth of educational resources, including workshops, seminars, articles, and webinars, to empower members to make informed financial decisions.

Community Engagement

FSCU’s commitment extends beyond its members to the communities it serves. Through initiatives like the Family Security Foundation and community outreach programs, the credit union actively supports charitable causes, educational initiatives, and community events. FSCU’s involvement contributes positively to the growth and well-being of the communities it calls home.

Financial Literacy

Promoting financial literacy is a fundamental principle at Family Security Credit Union. The credit union offers an array of resources to help members enhance their financial knowledge, covering topics from budgeting and credit management to homeownership and retirement planning.


Family Security Credit Union stands as a symbol of trust, dedication, and unwavering support for its members and communities. With a proud history, a commitment to member benefits, active community engagement, and a dedication to financial education, FSCU continues to be a source of financial stability and growth opportunities for its members. As a trusted financial partner, FSCU exemplifies the positive impact that community-centric banking can have on individuals, families, and the communities they call home.