Credit unions play a crucial role in the American financial landscape, offering a wide range of banking services to millions of members across the nation. While they may not have the same recognition as big-name banks, credit unions have gained popularity due to their community-focused approach and competitive offerings. In this article, we will explore the top 25 largest credit unions in the United States, highlighting their impressive growth and commitment to serving their members.
- Navy Federal Credit Union
- Assets: Over $140 billion
- Membership: 10+ million
Navy Federal Credit Union is the largest credit union in the United States, serving members of the armed forces, veterans, and their families. With its extensive network of branches and ATMs worldwide, it’s a top choice for military personnel.
- State Employees’ Credit Union (SECU)
- Assets: Over $45 billion
- Membership: 2.5+ million
SECU is the second-largest credit union in the U.S. and primarily serves North Carolina state employees and their families. It has grown significantly over the years and offers a broad array of financial services.
- PenFed Credit Union
- Assets: Over $30 billion
- Membership: 2+ million
The Pentagon Federal Credit Union, or PenFed, caters to members of the military, government employees, and their families. With competitive rates and nationwide accessibility, it’s a strong player in the credit union industry.
- SchoolsFirst Federal Credit Union
- Assets: Over $21 billion
- Membership: 1.2+ million
SchoolsFirst FCU primarily serves education employees in California. Its commitment to education and community involvement has helped it secure its place among the largest credit unions in the country.
- Boeing Employees Credit Union (BECU)
- Assets: Over $20 billion
- Membership: 1.3+ million
BECU is one of the largest credit unions in the Pacific Northwest, serving Boeing employees and their families. Its growth extends beyond the aerospace industry, offering services to a wide range of residents in the region.
- The Golden 1 Credit Union
- Assets: Over $15 billion
- Membership: 1.2+ million
The Golden 1 CU is California’s leading state-chartered credit union. Its commitment to community development and financial literacy programs has endeared it to many Californians.
- Alliant Credit Union
- Assets: Over $14 billion
- Membership: 600,000+
Alliant CU offers a diverse range of financial products and services to members nationwide. Its commitment to competitive rates and technology-driven banking has attracted a growing membership.
- VyStar Credit Union
- Assets: Over $11 billion
- Membership: 1.7+ million
VyStar CU, originally serving employees of the Florida Education Association, has expanded its membership base to include anyone living or working in its service area.
- Pentagon Federal Credit Union (PenFed)
- Assets: Over $10 billion
- Membership: 2.5+ million
PenFed, in addition to being the third-largest credit union in the United States, is also a prominent financial services provider for military personnel and their families.
- Patelco Credit Union
- Assets: Over $9 billion
- Membership: 400,000+
Patelco CU is a California-based credit union that has grown steadily, offering innovative financial solutions to its members.
- Randolph-Brooks Federal Credit Union (RBFCU)
- Assets: Over $9 billion
- Membership: 1.9+ million
RBFCU serves members in Texas and around the world, thanks to its online and mobile banking services.
- San Diego County Credit Union (SDCCU)
- Assets: Over $9 billion
- Membership: 450,000+
SDCCU is one of the largest credit unions in Southern California, providing comprehensive financial services to its members.
- America First Credit Union
- Assets: Over $10 billion
- Membership: 1.2+ million
America First CU serves members in Utah, Nevada, Arizona, and Idaho, emphasizing community involvement and financial education.
- Mountain America Credit Union
- Assets: Over $10 billion
- Membership: 1.1+ million
Mountain America CU has a significant presence in the Western United States, offering a wide range of financial services.
- BECU (formerly Boeing Employees Credit Union)
- Assets: Over $22 billion
- Membership: 1.2+ million
BECU is the largest credit union in Washington State and provides a robust selection of financial products to its members.
- Wings Financial Credit Union
- Assets: Over $7 billion
- Membership: 300,000+
Wings Financial CU serves airline employees and their families across the United States, focusing on member-centric banking solutions.
- Ent Credit Union
- Assets: Over $7 billion
- Membership: 375,000+
Ent CU primarily serves Colorado residents and provides a wide range of financial services, including mortgages and business loans.
- Suncoast Credit Union
- Assets: Over $11 billion
- Membership: 1.3+ million
Suncoast CU is one of the largest credit unions in Florida, serving residents with a diverse range of financial needs.
- Tinker Federal Credit Union
- Assets: Over $5 billion
- Membership: 450,000+
Tinker FCU, based in Oklahoma, offers financial services to both civilian and military personnel and their families.
- Travis Credit Union
- Assets: Over $5 billion
- Membership: 230,000+
Travis CU serves Northern California and has steadily grown its membership by providing competitive banking services.
- Digital Federal Credit Union (DCU)
- Assets: Over $10 billion
- Membership: 800,000+
DCU is one of the largest credit unions in New England, offering a wide array of financial products and services.
- Space Coast Credit Union
- Assets: Over $5 billion
- Membership: 400,000+
Space Coast CU, headquartered in Florida, has expanded its reach by offering innovative digital banking solutions.
- America’s First Federal Credit Union
- Assets: Over $2 billion
- Membership: 150,000+
This Alabama-based credit union is known for its strong community involvement and competitive financial products.
- Redstone Federal Credit Union
- Assets: Over $7 billion
- Membership: 500,000+
Redstone FCU primarily serves residents of North Alabama and has experienced consistent growth in recent years.
- Bellco Credit Union
- Assets: Over $4 billion
- Membership: 300,000+
Bellco CU is a prominent financial institution in Colorado, providing a wide range of services to its members.
Conclusion
These top 25 largest credit unions in the United States have demonstrated their commitment to providing quality financial services and fostering strong relationships with their members. Whether by serving specific communities or offering nationwide accessibility, these credit unions play a vital role in the financial well-being of millions of Americans. Their continued growth and dedication to member satisfaction ensure they will remain influential players in the credit union industry for years to come.