Use this Midwest hub to quickly find credit unions by state, then drill down into local areas. If you are starting from scratch, begin with our main Credit Union Near Me locator.
Prefer to browse by state instead? Start at Credit Unions Across All 50 States.
Choose Your Midwest State
Select your state to explore local credit union options, basic membership notes, and related guides.
- Illinois
- Indiana
- Iowa
- Kansas
- Michigan
- Minnesota
- Missouri
- Nebraska
- North Dakota
- Ohio
- South Dakota
- Wisconsin
How to Pick the Right Credit Union in the Midwest
Credit unions are member-owned financial institutions. They often compete on lower fees, strong service, and community focus, but eligibility rules and features can vary. Use this quick checklist when comparing options in your state.
- Membership eligibility – confirm you qualify (employer, community, association, or family connection). See membership eligibility.
- Everyday accounts – compare checking and savings basics (fees, minimums, overdraft policies).
- Digital banking – confirm app quality, alerts, card controls, and mobile deposit limits/holds. Start with digital banking.
- ATM access – ask about fee-free ATM networks, shared branching, and daily withdrawal limits. See ATM withdrawal limits.
- Loan options – if you plan to refinance or borrow soon, compare rates and requirements up front. Explore auto refinance and student loans.
Popular Midwest Member Topics
These guides cover common questions members run into after joining or when switching from a bank.
- Credit unions vs. banks (fees, rates, service differences)
- How credit unions process mobile deposits (timing and holds)
- Why some credit union transfers take longer
- What credit unions use Zelle
- What credit unions use Venmo
Midwest Credit Union Locator FAQs
What states are included in the Midwest on this site?
This Midwest hub includes Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, South Dakota, and Wisconsin.
Can anyone join a credit union?
Not always. Many credit unions have membership rules based on location, employer, association, or family connection. Start with credit union membership eligibility to understand how it works.
Do Midwest credit unions have fee-free ATMs?
Many do, often through shared ATM networks. ATM availability and limits vary by institution and network rules, so it helps to review ATM withdrawal limits at credit unions vs. banks before you rely on a specific setup.
What is the best page to start with if I just want “credit unions near me”?
Start at Credit Union Near Me, then use this Midwest page to narrow down by state.
Keep Exploring
Want a national view? Browse all 50 states or return to the main credit union locator.